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Gah-Kai Leung. (2021). Reducing Flood Risks for Young People in the UK Housing Market. In Anouck Adrot, Rob Grace, Kathleen Moore, & Christopher W. Zobel (Eds.), ISCRAM 2021 Conference Proceedings – 18th International Conference on Information Systems for Crisis Response and Management (pp. 481–487). Blacksburg, VA (USA): Virginia Tech.
Abstract: Flooding is one of the most serious natural hazards faced in the UK. The Environment Agency estimates that in England alone, about 5.2 million properties are at risk of flooding, or roughly one in six (2009: 3). Flooding imposes significant financial, psychological and social burdens on households and these may be especially acute for young people in the property market, such as renters and first-time buyers. This paper examines how housing-related policy can help alleviate the burdens of flooding on young people in the housing market. First, it canvasses the kinds of damage inflicted when flooding affects properties. Second, it discusses the financial burdens imposed by such damage. Third, it enumerates the financial burdens and benefits of measures to protect against flooding. Fourth, it considers the non-monetary burdens of flooding, in the form of psychological and social burdens. Finally, the paper offers some policy recommendations in light of the preceding discussion.